Terms of Use

By accessing, browsing, or using soleraphonix.world, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.

These terms constitute a legally binding agreement between you and soleraphonix. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting.

As a user of our platform, you agree to use our services responsibly and in accordance with applicable laws. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• Provide accurate and complete information when creating an account
• Use our platform only for lawful purposes and in accordance with these terms
• Respect intellectual property rights of soleraphonix and third parties
• Refrain from transmitting harmful, offensive, or inappropriate content
• Report any unauthorized use of your account immediately

Our platform provides educational content related to financial literacy and business development. This content is for informational purposes only and should not be construed as personalized financial advice.

While we strive to provide accurate and up-to-date information, we make no guarantees regarding the completeness or accuracy of our content. Users should consult with qualified professionals before making financial decisions.

All content, materials, and intellectual property on soleraphonix.world, including but not limited to text, graphics, logos, images, videos, and software, are owned by soleraphonix or our licensors and are protected by copyright, trademark, and other intellectual property laws.

• Users may access content for personal, non-commercial use only
• Reproduction, distribution, or modification of content requires written permission
• User-generated content remains subject to our content guidelines
• We reserve the right to remove content that violates our policies

For paid services, users agree to pay all fees as specified during the enrollment process. All payments are processed securely through our designated payment processors.

Refunds are available within 14 days of purchase for courses that have not been substantially accessed. Refund requests must be submitted through our official channels and are subject to review.

Subscription services will automatically renew unless cancelled at least 48 hours before the renewal date. Users can manage their subscriptions through their account dashboard.

We are committed to protecting your privacy and personal information. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which forms an integral part of these Terms of Use.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your personal data.

To the fullest extent permitted by law, soleraphonix shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from your use of our services.

Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount you paid for the specific service giving rise to the claim during the twelve months preceding the claim.

Either party may terminate this agreement at any time. We reserve the right to suspend or terminate your account immediately if you violate these terms or engage in conduct that we deem harmful to our platform or other users.

Upon termination, your right to access and use our services will cease immediately. Provisions that by their nature should survive termination will remain in effect.

These Terms of Use are governed by and construed in accordance with the laws of Ontario, Canada. Any disputes arising from these terms or your use of our services will be resolved through binding arbitration in accordance with Canadian arbitration rules.

Before initiating any formal proceedings, parties agree to attempt resolution through good faith negotiations for a period of thirty days.